Service personal income tax settlement This is a key solution to help individuals and organizations ensure compliance with tax laws in the context of increasingly stringent tax management regulations. According to statistics from the General Department of Taxation, the number of tax return filings annually increases by an average of 151%, posing a major challenge in accurately verifying data and optimizing benefits for taxpayers.
Understanding the regulations at Tax Administration Law No. 38/2019/QH14 and Circular 80/2021/TT-BTC This is a prerequisite for avoiding unnecessary administrative penalties. Tax settlement is not only an obligation but also an opportunity for individuals to receive a refund of overpaid taxes or offset them against future tax periods. Let's explore the effective implementation roadmap below with MAN.
Why is it necessary to use professional personal income tax settlement services?
Self-managing tax procedures often presents taxpayers with numerous challenges due to the complex legal framework and sometimes confusing online portals.
Ensuring accuracy and compliance with the law.
When using our personal income tax finalization service, all your income data will be reviewed and compared with tax deduction certificates by our tax consultants. This completely eliminates common errors such as double counting of family allowances or under-declaring income from multiple sources.
Optimize the amount of tax payable and the amount of tax refundable.
Experienced accountants know how to maximize the application of reasonable expenses, charitable contributions, or mandatory insurance to reduce your tax rate. Personal income tax finalization services ensure you don't miss out on any tax benefits permitted by current law.
Save time and effort
Instead of having to figure out how to install the HTKK software or log in to the Canhan.gdt.gov.vn portal yourself, customers only need to provide basic documents. The personal income tax finalization service team will work directly with the tax authorities on your behalf and expedite the document approval process.
Current legal regulations on personal income tax settlement.
To provide professional personal income tax settlement services, MAN always adheres to the highest legal regulations to protect the rights of its clients.
Tax Administration Law No. 38/2019/QH14
This is the original document stipulating the deadlines, procedures, and obligations of taxpayers in Vietnam. Accordingly, the deadline for self-filing tax returns for individuals has been extended by one month compared to businesses, meaning it is now until the end of April each year.
Resolution 954/2020/UBTVQH14 on personal allowance deductions
Current personal allowance rates The amount is 11 million VND/month for the taxpayer and 4.4 million VND/month for each dependent. During the process of providing personal income tax finalization services, we help clients update to the latest rates to avoid tax calculation errors.
However, starting from the 2026 tax year, the Standing Committee of the National Assembly issued Resolution No. 110/2025/UBTVQH15, according to which the personal allowance was increased:
- 15.5 million VND/month for taxpayers;
- 6.2 million VND per month for each dependent.
This new resolution replaces the old regulation and officially takes effect from January 1, 2026, applicable to the tax period of 2026 onwards. The timely updating of the new personal allowance helps to avoid tax calculation errors during the personal income tax finalization process and optimize tax obligations for both employees and businesses.
Circular 80/2021/TT-BTC provides guidance on implementation.
This circular specifies the forms and documents, such as Form 02/QTT-TNCN for individuals and Form 05/QTT-TNCN for organizations. Incorrect application of these forms is the leading reason for tax authorities rejecting applications and requesting amendments.
Individuals who are required to file personal income tax returns
Based on Decree 126/2020/ND-CP, Classifying the subjects required to settle their tax obligations is the first and most important step in the personal income tax settlement service process.
Individuals directly settle their tax obligations with the tax authorities.
This group includes individuals who receive income from salaries and wages from two or more sources without authorizing a single payer. Settlement service personal income tax We are focusing our support on this group due to the complexity involved in aggregating global or multi-source income.
Organizations and individuals paying income
Businesses are responsible for filing tax returns on behalf of individuals who have been duly authorized to do so. If businesses are not familiar with the new regulations regarding the personal allowance (11 million VND for the individual), the risk of being subject to back taxes after an audit is very high.
Classification of subjects and settlement responsibilities
Below is a summary table to help you easily compare your situation before seeking personal income tax finalization services:
| Object | Income status | Settlement method |
| Resident Individual | Having an income from one source and currently working there. | Delegate the task to a business or do it yourself. |
| Resident Individual | Having income from two or more sources (with overpaid/underpaid taxes) | Set up a tax settlement directly with the tax authorities. |
| Foreign individuals | Terminate your employment contract in Vietnam before leaving the country. | The settlement must be made before departure. |
| Business | Payment of income from salaries and wages. | Final settlement is mandatory regardless of whether deductions are incurred or not. |
The process for providing personal income tax finalization services at MAN.
MAN has established standardized processes to give customers complete peace of mind when placing their trust in us. tax settlement services Our personal income tax.
Step 1: Receive and check the documents
We collect tax deduction certificates, income confirmation letters, and valid dependent information. This is the most important "internal control" stage to ensure the accuracy of our personal income tax finalization service.
Step 2: Analyze and calculate the data
Using specialized software, MAN experts will calculate your total taxable income and the actual tax payable. We also advise on applicable tax exemptions to optimize your tax payments.
Step 3: Prepare and submit the electronic application.
Our personal income tax finalization service includes online filing through the General Department of Taxation's portal. We assist clients in registering for a tax identification number or an electronic tax transaction account if they do not already have one.
Step 4: Monitoring and accountability
After submitting the application, MAN will closely monitor the approval status from the relevant authorities. If any explanation regarding unusual income sources is required, our experts will represent the client in carrying out these procedures.
Documents required for personal income tax finalization service.
To ensure a quick process for personal income tax finalization services, clients need to prepare the following basic documents:
- Tax deduction certificate: Original or electronic copy issued by the income-paying entity during the year.
- Income verification letter: For individuals working for international organizations or receiving salaries from overseas.
- Dependent records: Birth certificate, citizen identification card, or certificate of no income in the prescribed form.
- Contribution documents: Receipts for voluntary insurance payments or charitable/humanitarian contributions, if any.
Common mistakes when self-filing personal income tax
Many individuals who file their own personal income tax returns without using a tax settlement service often make mistakes that lead to administrative penalties.
Errors in determining where to submit the application.
Individuals with income from multiple sources are often confused about whether to file their tax return at their place of residence or their last place of work. Personal income tax finalization services help you determine the correct filing location as stipulated in Circular 80.
Forgot to register dependents.
Taxpayers are entitled to deductions for dependents from the month the actual obligation to support them arises. However, you must register them for a tax identification number before filing your tax return; otherwise, your application will certainly be rejected.
Incorrect calculation of tax-exempt income.
Telephone allowances, clothing allowances, and meal allowances usually have certain tax-free limits as stipulated by regulations. Failing to separate these amounts unnecessarily increases the amount of tax payable, something that a professional personal income tax settlement service can handle effectively.
Price list for personal income tax finalization services
MAN offers flexible personal income tax settlement service packages, tailored to the specific needs of individual and corporate clients.
| Service packages | Applicable objects | Estimated fee (VND) |
| Basic Package | The individual works in two locations within the country. | From 500,000 |
| Advanced Package | Individuals with income from foreign sources/securities | From 2,000,000 |
| Expert Package | Individuals who are foreigners (Expats) | Contact us for a quote. |
| Business Package | Settling accounts on behalf of company employees. | According to the number of personnel |
Note: The above fees are for reference only; please contact MAN – Master Accountant Network for the most accurate quote based on the size and specific characteristics of your business.
See the detailed article for more information: Price list for personal income tax finalization services
Optimizing personal income tax for high-income earners.
For high-income earners, personal income tax settlement services involve not only preparing the necessary paperwork but also developing a long-term tax plan.
Take advantage of tax-exempt expenses.
We advise on how to structure income through non-monetary benefits such as housing or children's tuition. This helps reduce tax burden in the most legal and transparent way possible.
Regular risk review
Regular tax health checks help individuals detect errors early in the monthly deduction process. Personal income tax finalization services ensure all risks are addressed before the tax authorities conduct an audit.
MAN – Master Accountant Network: A trusted partner
With a team of experienced professionals, MAN proudly offers leading and reputable personal income tax settlement services in Vietnam. We not only handle paperwork but also support our clients in all financial matters.
MAN understands that every number is directly linked to the vital interests of our clients. Therefore, our personal income tax finalization service always prioritizes accuracy and information security to ensure complete peace of mind for our clients.
Conclude
Personal income tax settlement services are an indispensable part of modern financial management, helping you optimize your legal rights. Choosing a professional partner helps you relieve administrative pressure and focus on your work.
MAN – Master Accountant Network is committed to delivering exceptional value through auditing, tax accounting, tax consulting, tax settlement, and tax reporting services. Contact MAN today to experience the most professional personal income tax settlement service.
Service contact information at MAN – Master Accountant Network
- Address: No. 19A, Street 43, Tan Thuan Ward, Ho Chi Minh City
- Mobile/Zalo: 0903 963 163 – 0903 428 622
- Email: man@man.net.vn
Content production by: Mr. Le Hoang Tuyen – Founder & CEO MAN – Master Accountant Network, Vietnamese CPA Auditor with over 30 years of experience in Accounting, Auditing and Financial Consulting.
Frequently Asked Questions about Personal Income Tax Finalization Services
According to regulations, the deadline for businesses is the end of March. For individuals filing their tax returns directly, the deadline is the end of April each year. If you are worried about missing the deadline, use a personal income tax filing service for assistance.
Yes. If your total annual income after deductions is below the tax threshold, you have the right to request a refund of the deducted amount (10%). Personal income tax settlement services will help you complete this refund procedure. What is the deadline for submitting personal income tax returns?
If my income is less than 2 million VND per payment and has been subject to deductions under the 10% tax scheme, am I eligible for a refund?
